Thursday, March 19, 2009

What If It All Came In Ones?

I still haven't hit the grocery store. I have coffee enough for tomorrow morning, but food for days still. I still have two packages of mushrooms, two green peppers, a pound of jalapenos, a package of extra firm tofu, a bunch of scallions and cilantro, and of course- more bulk food than you can shake a stick at. My goal is to eat all of my bulk before I buy any more.

Cheapskate deliciousness:
Slice two yellow peppers, one cucumber, a bunch of cilantro, and three scallions (white and green bits, please). Seed and mince a jalapeno. Mix all that together with some black beans (canned from the pantry- I used a whole can), the juice of one lime, and salt and cumin. It's delicious! It's also dinner tonight, plus lunch tomorrow, for less than two bucks for the whole shebang.

I do wish that a gym membership wasn't necessary, as it would save me another thirty bucks a month, but Tucson is hot. And sunny. And I am pale. And prone to skin cancer. And trying desperately to stay in shape is rough under the heat of the southwest sun!

A colleague gave me the following cheapskate/budget advice: figure out to the cent what gets taken out of your checking account each month and when- car payment, mortgage or rent, credit cards, utilities. Now factor in what gets transferred to savings. Out of the rest: get it in cash, divvy it up for the days, put it in envelopes, and THROW YOUR DEBIT CARD AWAY. I think I'm going to try it! Her point was that it's hard to spend cash the way you spend money on plastic, as it feels more like you're spending, and you can see how it decimates your stash. Now, I refuse to spend change- it all goes into my change jar- so I don't know if I would be great at this, but certainly it's worth a go. And then all my leftover cash every pay period could go in my savings!

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